Adams County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 7.7 times the county's median home value of $108,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $43,644 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $108,700 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 7.66× |
| Median household income | $43,644 |
| Median home value ÷ income | 2.5× |
| Population | 28,803 |
| Median property tax paid (owners) | $974 |
| Effective property tax rate (approx.) | 0.90% |
| Owner-occupied homes | 68.1% |
| Home value rank in Mississippi | 54 of 82 counties |
| Neighbor: Concordia Parish, LA | limit $832,750; median home $103,800 |
| Neighbor: Tensas Parish, LA | limit $832,750; median home $86,300 |
| Neighbor: Franklin County, MS | limit $832,750; median home $101,900 |
| Neighbor: Jefferson County, MS | limit $832,750; median home $81,300 |
| Neighbor: Wilkinson County, MS | limit $832,750; median home $90,000 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Adams County's median home value is 36% below the state median of $169,800 (rank 54 of 82). Among its 5 neighboring counties, Concordia Parish has the highest median home value ($103,800) and Jefferson County the lowest ($81,300); all share the same loan limit. Owners pay a median $974 a year in property tax, an effective rate of about 0.90% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Adams County, ID
- 2026 conforming loan limit: Adams County, IL
- 2026 conforming loan limit: Adams County, IN
- 2026 conforming loan limit: Adams County, ND
- 2026 conforming loan limit: Adams County, NE
- 2026 conforming loan limit: Adams County, OH
- 2026 conforming loan limit: Adams County, PA
- 2026 conforming loan limit: Adams County, WA
Last updated 2026-10-16. Data only, not financial or tax advice.