A single filer earning $80,000 in Iowa takes home about $62,722 a year ($5,227 a month, $2,412 biweekly) in 2026, after an estimated $8,770 federal income tax, $6,120 Social Security and Medicare, and $2,388 Iowa income tax. That is an effective total tax rate of 21.6%.
Data as of 2026. Source: IRS Rev. Proc. 2025-32; SSA 2026 wage base; Tax Foundation state rates (Jan 1 2026)
| Item | Annual | Monthly |
|---|---|---|
| Gross salary | $80,000 | $6,667 |
| Federal taxable income (after $16,100 std. deduction) | $63,900 | $5,325 |
| Federal income tax | $8,770 | $731 |
| Social Security (6.2%) | $4,960 | $413 |
| Medicare (1.45%) | $1,160 | $97 |
| Iowa income tax | $2,388 | $199 |
| Take-home pay | $62,722 | $5,227 |
| Biweekly take-home (26 checks) | $2,412 | |
| Federal marginal rate | 22% | |
| Iowa marginal rate | 3.80% | |
| Effective total tax rate | 21.6% | |
| Rank among 50 states + DC at $80,000 | 16 of 51 |
At $80,000, Iowa ranks 16 of 51 (50 states + DC) for take-home pay for a single filer: highest is Alaska ($65,110), lowest is Oregon ($58,940). A raise to $85,000 would add about $3,328 of take-home pay (67% of the extra gross).
Iowa has a flat 3.80% state income tax for 2026. The single-filer standard deduction is $16,100 and the personal exemption is $40 credit, per the Tax Foundation's compilation of state law as of January 1, 2026. See Iowa income tax brackets and mortgage rates in Iowa.
Nearby salaries: $75,000 in Iowa nets $59,394; $85,000 in Iowa nets $66,049.
Not tax advice. Estimate for a single filer with only W-2 wages, the 2026 federal standard deduction ($16,100), Social Security 6.2% up to the 2026 wage base ($184,500) and Medicare 1.45% (+0.9% over $200,000). State tax uses the single-filer brackets, standard deduction and personal exemption/credit in the Tax Foundation compilation of state law (Jan 1 2026); phase-outs, local/city income taxes, state disability or paid-leave payroll taxes, 401(k)/health deductions and credits are not included. US federal and state rules only. Sources: IRS Rev. Proc. 2025-32, SSA contribution and benefit base, Tax Foundation 2026 state rates.
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Last updated 2026-10-16. Data only, not financial or tax advice.
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