Working full time at $30 an hour ($62,400 a year) in Texas, a single filer takes home about $52,318 a year, $4,360 a month or $25.15 an hour, after federal tax, FICA and no Texas income tax on wages.
#8 of 51for take-home at this pay
Where the money goes
Breakdown
| Yearly | Monthly | |
|---|---|---|
| Gross pay | $62,400 | $5,200 |
| Federal income tax | $5,308 | $442 |
| Social Security (6.2%) | $3,869 | $322 |
| Medicare | $905 | $75 |
| Texas income tax | $0 | $0 |
| Take-home | $52,318 | $4,360 |
| Federal marginal rate | 12% | |
| Texas marginal rate | 0.00% |
Same pay in other states
Highest take-home at this pay: Alaska. Middle: Wisconsin. Lowest: Oregon.
Your tax bracket at this pay
Your federal taxable income is about $46,300 (after the $16,100 standard deduction), which puts the top slice of your pay in the 12% bracket ($12,400 to $50,400). You have about $4,100 of room before the next dollar is taxed at 22%. Only that top slice is taxed at 12%: your average federal rate is 8.5%, and all taxes together (federal, FICA) take 16.2% of gross pay. A $1,000 raise would add about $804 to your take-home.
| Federal bracket | Your income in it | Tax |
|---|---|---|
| 10% on $0–$12,400 | $12,400 | $1,240 |
| 12% on $12,400–$50,400 | $33,900 | $4,068 |
| Rate | Federal | Combined with state and FICA |
|---|---|---|
| Marginal (next dollar) | 12% | 19.7% |
| Effective (average) | 8.5% | 16.2% |
Compared with the Texas median
$62,400 is 80% of the Texas median household income of $78,476 (Census ACS 2020–2024 median; households can have more than one earner, so a single salary is not directly comparable).
Affordability snapshot
| Amount | |
|---|---|
| Rent budget (30% of gross) | $1,560/mo |
| Home price at 30% of gross (10% down) | $201,000 |
| Texas median home value | $283,800 (Census 2020–2024) |
Rule of thumb only: housing at 30% of gross monthly pay. Home price assumes a 30-year fixed at the Freddie Mac average of 7.40% (week of 2026-10-15), 10% down, the Texas median effective property tax rate and about 0.35% a year for insurance. Lenders also weigh debts, credit and PMI.
401(k) and HSA effect
| Contribution | Saved | Take-home cut | Tax saved |
|---|---|---|---|
| 6% to a 401(k) ($3,744/yr) | $3,744 | $3,295 | $449 |
| Max 401(k) ($24,500) | $24,500 | $21,560 | $2,940 |
| Max HSA, self-only ($4,400, via payroll) | $4,400 | $3,535 | $865 |
Pre-tax 401(k) deferrals cut federal income tax but not Social Security or Medicare; payroll HSA contributions also skip FICA. 2026 limits: 401(k) $24,500 (under 50), HSA $4,400 self-only (IRS).
What applies at this income
- You are under the 2026 Roth IRA income limit for single filers ($153,000 of modified AGI), so you can contribute the full amount.
- Texas doesn't tax wages, so each raise is taxed only by the IRS and FICA.
Texas jobs that typically pay about $62,400
$62,400 is above the median pay of 69 of the 100 common occupations we track in Texas (BLS OEWS, May 2025). These have a Texas median between $61,360 and $67,600:
| Occupation | Texas median | vs this pay |
|---|---|---|
| Sales Representatives of Services | $61,680 | −$720 |
| Industrial Machinery Mechanics | $61,930 | −$470 |
| Licensed Practical and Licensed Vocational Nurses | $62,240 | −$160 |
| Paralegals and Legal Assistants | $62,310 | −$90 |
| Substance Abuse, Behavioral Disorder, and Mental Health Counselors | $62,630 | +$230 |
| Elementary School Teachers | $62,760 | +$360 |
| Training and Development Specialists | $62,860 | +$460 |
| Middle School Teachers | $63,390 | +$990 |
| Secondary School Teachers | $63,590 | +$1,190 |
| First-Line Supervisors of Office and Administrative Support Workers | $64,940 | +$2,540 |
Where $62,400 lands inside other Texas jobs
For 7 of these occupations, $62,400 is what experienced or top earners make (75th–90th percentile); for 3, it is entry-level pay (10th–25th percentile).
| Occupation | Percentile | Texas pay at that percentile |
|---|---|---|
| First-Line Supervisors of Food Preparation and Serving Workers | 90th | $61,560 |
| Billing and Posting Clerks | 90th | $61,990 |
| Automotive Service Technicians and Mechanics | 75th | $62,270 |
| Management Analysts | 10th | $62,730 |
| Secretaries and Administrative Assistants | 90th | $63,020 |
| Child, Family, and School Social Workers | 75th | $63,870 |
| Construction Managers | 10th | $64,040 |
| General and Operations Managers | 25th | $64,470 |
| Welders, Cutters, Solderers, and Brazers | 75th | $64,770 |
| Heavy and Tractor-Trailer Truck Drivers | 75th | $64,820 |
Previous and next pay level
Related
- $28 an hour in Texas$4,081/mo
- $29 an hour in Texas$4,221/mo
- Texas income tax brackets2026
- Minimum wage in Texas2026
- Texas property taxby county
Single filer, W-2 wages only; 2026 IRS brackets and $16,100 standard deduction, FICA (Social Security to $184,500, Medicare +0.9% over $200,000) and state rules per the Tax Foundation (Jan 1, 2026). Local taxes and payroll deductions are excluded. Sources: IRS, SSA, Tax Foundation. Not tax advice.
Frequently asked questions
How much is $30 an hour after taxes in Texas?
Working full time at $30 an hour ($62,400 a year) in Texas, a single filer takes home about $52,318 a year, $4,360 a month or $25.15 an hour, after federal tax, FICA and no Texas income tax on wages.
How much is $30 an hour per month after taxes in Texas?
About $4,360 a month, or $2,012 per biweekly paycheck.
How much state tax do I pay on $30 an hour in Texas?
None. Texas doesn't tax wages.