Spring Lake, North Carolina property tax

Median property tax, home value and effective rate (Census 2020โ€“2024)

Updated Oct 17, 2026, 1:57 AM ET
Effective property tax rate
1.32%

Homeowners in Spring Lake, North Carolina paid a median $1,637 a year in property tax on a median home worth $124,000, an effective rate of about 1.32% (Census 2020โ€“2024).

Census ACS 2020โ€“2024 5-year medians

#436 lowest of 445North Carolina places we cover

0.93%Cumberland County overall
Median tax paid
$1,637
per year, 2020โ€“24
Median home value
$124,000
owner-occupied
Effective rate
1.32%
tax รท value
Tax vs. income
3.2%
of $51,958 median household income
Owner costs
$1,138/mo
median with a mortgage, incl. tax & insurance

Spring Lake vs county, state and US

Effective rate

Spring Lake1.32%
Cumberland County0.93%
North Carolina0.66%
United States0.94%

Median tax paid per year

Spring Lake$1,637
Cumberland County$1,850
North Carolina$1,896
United States$3,119

Tax on a home in Spring Lake

At the local 1.32% effective rate

Home valueEstimated yearly taxPer month
$150,000$1,980$165
$250,000$3,300$275
$350,000$4,621$385
$500,000$6,601$550

Buying a home in Cumberland County? 2026 loan limits

Nearby and related

Source: U.S. Census Bureau, American Community Survey 2020โ€“2024 5-year estimates, tables B25103 (median real estate taxes paid), B25077 (median home value), B25003, B25088, B19013 and B01003. These are 2020โ€“2024 medians reported by owner-occupants, not 2026 tax bills or official mill rates. The effective rate here is median tax รท median home value. Actual bills depend on assessed value, exemptions (homestead, senior, veteran) and local levies. Check with your county assessor or treasurer. Not tax advice.

Frequently asked questions

What is the property tax rate in Spring Lake, North Carolina?

Homeowners in Spring Lake, North Carolina paid a median $1,637 a year in property tax on a median home worth $124,000, an effective rate of about 1.32% (Census 2020โ€“2024).

How much is property tax on a $250,000 home in Spring Lake?

About $3,300 a year at the 1.32% median effective rate. Exemptions such as homestead can lower it.

Is property tax in Spring Lake higher than the rest of North Carolina?

Spring Lake ranks #436 lowest of 445 North Carolina places we track. The statewide effective rate is 0.66%. Cumberland County overall is 0.93%.