Zavala County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 8.4 times the county's median home value of $98,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $36,749 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $98,800 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 8.43× |
| Median household income | $36,749 |
| Median home value ÷ income | 2.7× |
| Population | 9,412 |
| Median property tax paid (owners) | $1,512 |
| Effective property tax rate (approx.) | 1.53% |
| Owner-occupied homes | 69.0% |
| Home value rank in Texas | 213 of 250 counties |
| Neighbor: Dimmit County, TX | limit $832,750; median home $85,500 |
| Neighbor: Frio County, TX | limit $832,750; median home $107,700 |
| Neighbor: Kinney County, TX | limit $832,750; median home $82,000 |
| Neighbor: Maverick County, TX | limit $832,750; median home $158,700 |
| Neighbor: Medina County, TX | limit $832,750; median home $239,600 |
| Neighbor: Uvalde County, TX | limit $832,750; median home $150,800 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Zavala County's median home value is 65% below the state median of $283,800 (rank 213 of 250). Among its 6 neighboring counties, Medina County has the highest median home value ($239,600) and Kinney County the lowest ($82,000); all share the same loan limit. Owners pay a median $1,512 a year in property tax, an effective rate of about 1.53% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Yuma County, AZ
- 2026 conforming loan limit: Yuma County, CO
- 2026 conforming loan limit: Zapata County, TX
- 2026 conforming loan limit: Ziebach County, SD
Last updated 2026-10-16. Data only, not financial or tax advice.