Yuma County, Arizona has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $217,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,876 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $217,800 |
| Arizona median home value | $394,500 |
| Limit ÷ median home value | 3.82× |
| Median household income | $62,876 |
| Median home value ÷ income | 3.5× |
| Population | 211,741 |
| Median property tax paid (owners) | $1,333 |
| Effective property tax rate (approx.) | 0.61% |
| Owner-occupied homes | 71.0% |
| Home value rank in Arizona | 10 of 15 counties |
| Neighbor: La Paz County, AZ | limit $832,750; median home $135,800 |
| Neighbor: Maricopa County, AZ | limit $832,750; median home $452,800 |
| Neighbor: Pima County, AZ | limit $832,750; median home $319,700 |
| Neighbor: Imperial County, CA | limit $832,750; median home $309,600 |
Across Arizona's 15 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Yuma County's median home value is 45% below the state median of $394,500 (rank 10 of 15). Among its 4 neighboring counties, Maricopa County has the highest median home value ($452,800) and La Paz County the lowest ($135,800); all share the same loan limit. Owners pay a median $1,333 a year in property tax, an effective rate of about 0.61% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Pinal County, AZ
- 2026 conforming loan limit: Santa Cruz County, AZ
- 2026 conforming loan limit: Yavapai County, AZ
Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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