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2026 conforming loan limit: York County, ME

Quick answer

York County, Maine has a 2026 one-unit conforming loan limit of $832,750, which is 2.1 times the county's median home value of $395,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $88,333 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$395,700
Maine median home value$296,600
Limit ÷ median home value2.10×
Median household income$88,333
Median home value ÷ income4.5×
Population216,731
Median property tax paid (owners)$3,787
Effective property tax rate (approx.)0.96%
Owner-occupied homes77.3%
Home value rank in Maine2 of 16 counties
Neighbor: Cumberland County, MElimit $832,750; median home $451,200
Neighbor: Oxford County, MElimit $832,750; median home $217,300
Neighbor: Carroll County, NHlimit $832,750; median home $388,900
Neighbor: Rockingham County, NHlimit $962,550; median home $497,500
Neighbor: Strafford County, NHlimit $962,550; median home $362,800

Across Maine's 16 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. York County's median home value is 33% above the state median of $296,600 (rank 2 of 16). Among its 5 neighboring counties, Rockingham County has the highest median home value ($497,500) and Oxford County the lowest ($217,300); 2 neighbor(s) have a different loan limit. Owners pay a median $3,787 a year in property tax, an effective rate of about 0.96% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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