York County, South Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 2.3 times the county's median home value of $361,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $89,095 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $361,300 |
| South Carolina median home value | $259,000 |
| Limit ÷ median home value | 2.30× |
| Median household income | $89,095 |
| Median home value ÷ income | 4.1× |
| Population | 293,673 |
| Median property tax paid (owners) | $1,740 |
| Effective property tax rate (approx.) | 0.48% |
| Owner-occupied homes | 74.5% |
| Home value rank in South Carolina | 3 of 46 counties |
| Neighbor: Cleveland County, NC | limit $832,750; median home $200,000 |
| Neighbor: Gaston County, NC | limit $832,750; median home $266,000 |
| Neighbor: Mecklenburg County, NC | limit $832,750; median home $406,800 |
| Neighbor: Cherokee County, SC | limit $832,750; median home $142,000 |
| Neighbor: Chester County, SC | limit $832,750; median home $158,300 |
| Neighbor: Lancaster County, SC | limit $832,750; median home $329,900 |
| Neighbor: Union County, SC | limit $832,750; median home $103,600 |
Across South Carolina's 46 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. York County's median home value is 39% above the state median of $259,000 (rank 3 of 46). Among its 7 neighboring counties, Mecklenburg County has the highest median home value ($406,800) and Union County the lowest ($103,600); all share the same loan limit. Owners pay a median $1,740 a year in property tax, an effective rate of about 0.48% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: York County, ME
- 2026 conforming loan limit: York County, NE
- 2026 conforming loan limit: York County, PA
- 2026 conforming loan limit: York County, VA
- 2026 conforming loan limit: Young County, TX
- 2026 conforming loan limit: Yuba County, CA
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- 2026 conforming loan limit: Yuma County, AZ
Last updated 2026-10-16. Data only, not financial or tax advice.