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2026 conforming loan limit: Yellowstone County, MT

Quick answer

Yellowstone County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 2.4 times the county's median home value of $349,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $76,570 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$349,500
Montana median home value$375,800
Limit ÷ median home value2.38×
Median household income$76,570
Median home value ÷ income4.6×
Population168,957
Median property tax paid (owners)$2,832
Effective property tax rate (approx.)0.81%
Owner-occupied homes69.6%
Home value rank in Montana16 of 56 counties
Neighbor: Big Horn County, MTlimit $832,750; median home $143,400
Neighbor: Carbon County, MTlimit $832,750; median home $420,800
Neighbor: Golden Valley County, MTlimit $832,750; median home $212,200
Neighbor: Musselshell County, MTlimit $832,750; median home $235,000
Neighbor: Rosebud County, MTlimit $832,750; median home $182,400
Neighbor: Stillwater County, MTlimit $832,750; median home $405,800
Neighbor: Treasure County, MTlimit $832,750; median home $230,300

Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Yellowstone County's median home value is 7% below the state median of $375,800 (rank 16 of 56). Among its 7 neighboring counties, Carbon County has the highest median home value ($420,800) and Big Horn County the lowest ($143,400); all share the same loan limit. Owners pay a median $2,832 a year in property tax, an effective rate of about 0.81% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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