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2026 conforming loan limit: Windsor County, VT

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Windsor County, Vermont has a 2026 one-unit conforming loan limit of $832,750, which is 2.8 times the county's median home value of $296,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $77,594 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$296,400
Vermont median home value$316,600
Limit ÷ median home value2.81×
Median household income$77,594
Median home value ÷ income3.8×
Population57,990
Median property tax paid (owners)$5,458
Effective property tax rate (approx.)1.84%
Owner-occupied homes74.8%
Home value rank in Vermont7 of 14 counties
Neighbor: Grafton County, NHlimit $832,750; median home $344,500
Neighbor: Sullivan County, NHlimit $832,750; median home $268,700
Neighbor: Addison County, VTlimit $832,750; median home $361,200
Neighbor: Bennington County, VTlimit $832,750; median home $279,900
Neighbor: Orange County, VTlimit $832,750; median home $271,300
Neighbor: Rutland County, VTlimit $832,750; median home $229,400
Neighbor: Windham County, VTlimit $832,750; median home $279,600

Across Vermont's 14 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Windsor County's median home value is 6% below the state median of $316,600 (rank 7 of 14). Among its 7 neighboring counties, Addison County has the highest median home value ($361,200) and Rutland County the lowest ($229,400); all share the same loan limit. Owners pay a median $5,458 a year in property tax, an effective rate of about 1.84% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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