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2026 conforming loan limit: Windham County, VT

Quick answer

Windham County, Vermont has a 2026 one-unit conforming loan limit of $832,750, which is 3.0 times the county's median home value of $279,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $72,217 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$279,600
Vermont median home value$316,600
Limit ÷ median home value2.98×
Median household income$72,217
Median home value ÷ income3.9×
Population45,923
Median property tax paid (owners)$5,062
Effective property tax rate (approx.)1.81%
Owner-occupied homes73.9%
Home value rank in Vermont9 of 14 counties
Neighbor: Franklin County, MAlimit $832,750; median home $329,000
Neighbor: Cheshire County, NHlimit $832,750; median home $280,100
Neighbor: Sullivan County, NHlimit $832,750; median home $268,700
Neighbor: Bennington County, VTlimit $832,750; median home $279,900
Neighbor: Windsor County, VTlimit $832,750; median home $296,400

Across Vermont's 14 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Windham County's median home value is 12% below the state median of $316,600 (rank 9 of 14). Among its 5 neighboring counties, Franklin County has the highest median home value ($329,000) and Sullivan County the lowest ($268,700); all share the same loan limit. Owners pay a median $5,062 a year in property tax, an effective rate of about 1.81% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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