Sweetwater County, Wyoming has a 2026 one-unit conforming loan limit of $832,750, which is 3.3 times the county's median home value of $251,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $75,034 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $251,400 |
| Wyoming median home value | $309,700 |
| Limit ÷ median home value | 3.31× |
| Median household income | $75,034 |
| Median home value ÷ income | 3.4× |
| Population | 41,542 |
| Median property tax paid (owners) | $1,542 |
| Effective property tax rate (approx.) | 0.61% |
| Owner-occupied homes | 74.6% |
| Home value rank in Wyoming | 16 of 23 counties |
| Neighbor: Moffat County, CO | limit $1,089,050; median home $289,500 |
| Neighbor: Daggett County, UT | limit $832,750; median home $282,300 |
| Neighbor: Summit County, UT | limit $1,150,000; median home $1,067,700 |
| Neighbor: Carbon County, WY | limit $832,750; median home $222,700 |
| Neighbor: Fremont County, WY | limit $832,750; median home $268,800 |
| Neighbor: Lincoln County, WY | limit $832,750; median home $372,600 |
| Neighbor: Sublette County, WY | limit $832,750; median home $376,200 |
| Neighbor: Uinta County, WY | limit $832,750; median home $290,000 |
Across Wyoming's 23 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Sweetwater County's median home value is 19% below the state median of $309,700 (rank 16 of 23). Among its 8 neighboring counties, Summit County has the highest median home value ($1,067,700) and Carbon County the lowest ($222,700); 2 neighbor(s) have a different loan limit. Owners pay a median $1,542 a year in property tax, an effective rate of about 0.61% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Frequently asked questions
What is the conforming loan limit in Sweetwater County, Wyoming?
Sweetwater County, Wyoming has a 2026 one-unit conforming loan limit of $832,750, which is 3.3 times the county's median home value of $251,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $75,034 (FHFA; Census ACS 2020–2024).
What is the median home value in Sweetwater County, Wyoming?
The median owner-occupied home value in Sweetwater County is $251,400 (ACS 2020–2024), versus $309,700 statewide.
Do I need a jumbo loan in Sweetwater County?
Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $251,400, so the cap is 3.31 times the typical home value.
Related
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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