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2026 conforming loan limit: Saunders County, NE

Quick answer

Saunders County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 3.1 times the county's median home value of $271,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $94,066 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$271,700
Nebraska median home value$238,600
Limit ÷ median home value3.06×
Median household income$94,066
Median home value ÷ income2.9×
Population23,048
Median property tax paid (owners)$3,531
Effective property tax rate (approx.)1.30%
Owner-occupied homes82.1%
Home value rank in Nebraska4 of 93 counties
Neighbor: Butler County, NElimit $832,750; median home $184,200
Neighbor: Cass County, NElimit $832,750; median home $254,900
Neighbor: Dodge County, NElimit $832,750; median home $208,600
Neighbor: Douglas County, NElimit $832,750; median home $266,100
Neighbor: Lancaster County, NElimit $832,750; median home $275,200
Neighbor: Sarpy County, NElimit $832,750; median home $314,100

Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Saunders County's median home value is 14% above the state median of $238,600 (rank 4 of 93). Among its 6 neighboring counties, Sarpy County has the highest median home value ($314,100) and Butler County the lowest ($184,200); all share the same loan limit. Owners pay a median $3,531 a year in property tax, an effective rate of about 1.30% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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