🇺🇸 US

2026 conforming loan limit: Sawyer County, WI

Quick answer

Sawyer County, Wisconsin has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $236,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,801 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$236,200
Wisconsin median home value$266,500
Limit ÷ median home value3.53×
Median household income$60,801
Median home value ÷ income3.9×
Population18,476
Median property tax paid (owners)$1,897
Effective property tax rate (approx.)0.80%
Owner-occupied homes76.7%
Home value rank in Wisconsin28 of 72 counties
Neighbor: Ashland County, WIlimit $832,750; median home $170,300
Neighbor: Barron County, WIlimit $832,750; median home $216,600
Neighbor: Bayfield County, WIlimit $832,750; median home $240,800
Neighbor: Douglas County, WIlimit $832,750; median home $205,800
Neighbor: Price County, WIlimit $832,750; median home $162,500
Neighbor: Rusk County, WIlimit $832,750; median home $163,400
Neighbor: Washburn County, WIlimit $832,750; median home $226,100

Across Wisconsin's 72 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sawyer County's median home value is 11% below the state median of $266,500 (rank 28 of 72). Among its 7 neighboring counties, Bayfield County has the highest median home value ($240,800) and Price County the lowest ($162,500); all share the same loan limit. Owners pay a median $1,897 a year in property tax, an effective rate of about 0.80% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this