Sarpy County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 2.7 times the county's median home value of $314,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $103,321 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $314,100 |
| Nebraska median home value | $238,600 |
| Limit ÷ median home value | 2.65× |
| Median household income | $103,321 |
| Median home value ÷ income | 3.0× |
| Population | 197,389 |
| Median property tax paid (owners) | $5,473 |
| Effective property tax rate (approx.) | 1.74% |
| Owner-occupied homes | 70.4% |
| Home value rank in Nebraska | 1 of 93 counties |
| Neighbor: Mills County, IA | limit $832,750; median home $237,800 |
| Neighbor: Pottawattamie County, IA | limit $832,750; median home $195,700 |
| Neighbor: Cass County, NE | limit $832,750; median home $254,900 |
| Neighbor: Douglas County, NE | limit $832,750; median home $266,100 |
| Neighbor: Saunders County, NE | limit $832,750; median home $271,700 |
Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sarpy County's median home value is 32% above the state median of $238,600 (rank 1 of 93). Among its 5 neighboring counties, Saunders County has the highest median home value ($271,700) and Pottawattamie County the lowest ($195,700); all share the same loan limit. Owners pay a median $5,473 a year in property tax, an effective rate of about 1.74% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Sarasota County, FL
- 2026 conforming loan limit: Saratoga County, NY
- 2026 conforming loan limit: Sargent County, ND
- 2026 conforming loan limit: Sauk County, WI
- 2026 conforming loan limit: Saunders County, NE
- 2026 conforming loan limit: Sawyer County, WI
- 2026 conforming loan limit: Schenectady County, NY
- 2026 conforming loan limit: Schleicher County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.