Sargent County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $163,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $77,946 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $163,200 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 5.10× |
| Median household income | $77,946 |
| Median home value ÷ income | 2.1× |
| Population | 3,804 |
| Median property tax paid (owners) | $1,828 |
| Effective property tax rate (approx.) | 1.12% |
| Owner-occupied homes | 72.5% |
| Home value rank in North Dakota | 27 of 53 counties |
| Neighbor: Dickey County, ND | limit $832,750; median home $162,400 |
| Neighbor: Ransom County, ND | limit $832,750; median home $193,000 |
| Neighbor: Richland County, ND | limit $832,750; median home $183,600 |
| Neighbor: Brown County, SD | limit $832,750; median home $221,100 |
| Neighbor: Marshall County, SD | limit $832,750; median home $156,500 |
| Neighbor: Roberts County, SD | limit $832,750; median home $154,500 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sargent County's median home value is 35% below the state median of $249,900 (rank 27 of 53). Among its 6 neighboring counties, Brown County has the highest median home value ($221,100) and Roberts County the lowest ($154,500); all share the same loan limit. Owners pay a median $1,828 a year in property tax, an effective rate of about 1.12% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Santa Rosa County, FL
- 2026 conforming loan limit: Sarasota County, FL
- 2026 conforming loan limit: Saratoga County, NY
- 2026 conforming loan limit: Sarpy County, NE
- 2026 conforming loan limit: Sauk County, WI
- 2026 conforming loan limit: Saunders County, NE
- 2026 conforming loan limit: Sawyer County, WI
- 2026 conforming loan limit: Schenectady County, NY
Last updated 2026-10-16. Data only, not financial or tax advice.