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2026 conforming loan limit: Sampson County, NC

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Sampson County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 5.5 times the county's median home value of $150,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,432 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$150,700
North Carolina median home value$288,900
Limit ÷ median home value5.53×
Median household income$52,432
Median home value ÷ income2.9×
Population59,470
Median property tax paid (owners)$1,130
Effective property tax rate (approx.)0.75%
Owner-occupied homes73.8%
Home value rank in North Carolina82 of 100 counties
Neighbor: Bladen County, NClimit $832,750; median home $135,100
Neighbor: Cumberland County, NClimit $832,750; median home $199,200
Neighbor: Duplin County, NClimit $832,750; median home $137,400
Neighbor: Harnett County, NClimit $832,750; median home $246,200
Neighbor: Johnston County, NClimit $832,750; median home $305,600
Neighbor: Pender County, NClimit $832,750; median home $299,000
Neighbor: Wayne County, NClimit $832,750; median home $178,700

Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sampson County's median home value is 48% below the state median of $288,900 (rank 82 of 100). Among its 7 neighboring counties, Johnston County has the highest median home value ($305,600) and Bladen County the lowest ($135,100); all share the same loan limit. Owners pay a median $1,130 a year in property tax, an effective rate of about 0.75% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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