Salt Lake County, Utah has a 2026 one-unit conforming loan limit of $832,750, which is 1.6 times the county's median home value of $525,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $97,494 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $525,700 |
| Utah median home value | $489,400 |
| Limit ÷ median home value | 1.58× |
| Median household income | $97,494 |
| Median home value ÷ income | 5.4× |
| Population | 1,196,523 |
| Median property tax paid (owners) | $2,836 |
| Effective property tax rate (approx.) | 0.54% |
| Owner-occupied homes | 66.1% |
| Home value rank in Utah | 6 of 29 counties |
| Neighbor: Davis County, UT | limit $832,750; median home $505,500 |
| Neighbor: Morgan County, UT | limit $832,750; median home $654,900 |
| Neighbor: Summit County, UT | limit $1,150,000; median home $1,067,700 |
| Neighbor: Tooele County, UT | limit $832,750; median home $431,600 |
| Neighbor: Utah County, UT | limit $832,750; median home $538,700 |
| Neighbor: Wasatch County, UT | limit $1,150,000; median home $787,300 |
Across Utah's 29 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,150,000, with 4 high-cost counties. Salt Lake County's median home value is 7% above the state median of $489,400 (rank 6 of 29). Among its 6 neighboring counties, Summit County has the highest median home value ($1,067,700) and Tooele County the lowest ($431,600); 2 neighbor(s) have a different loan limit. Owners pay a median $2,836 a year in property tax, an effective rate of about 0.54% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: San Benito County, CA
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Last updated 2026-10-16. Data only, not financial or tax advice.