Saluda County, South Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 5.7 times the county's median home value of $146,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,009 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $146,500 |
| South Carolina median home value | $259,000 |
| Limit ÷ median home value | 5.68× |
| Median household income | $51,009 |
| Median home value ÷ income | 2.9× |
| Population | 19,131 |
| Median property tax paid (owners) | $747 |
| Effective property tax rate (approx.) | 0.51% |
| Owner-occupied homes | 78.7% |
| Home value rank in South Carolina | 33 of 46 counties |
| Neighbor: Aiken County, SC | limit $832,750; median home $218,000 |
| Neighbor: Edgefield County, SC | limit $832,750; median home $202,700 |
| Neighbor: Greenwood County, SC | limit $832,750; median home $180,500 |
| Neighbor: Lexington County, SC | limit $832,750; median home $234,500 |
| Neighbor: Newberry County, SC | limit $832,750; median home $173,300 |
Across South Carolina's 46 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Saluda County's median home value is 43% below the state median of $259,000 (rank 33 of 46). Among its 5 neighboring counties, Lexington County has the highest median home value ($234,500) and Newberry County the lowest ($173,300); all share the same loan limit. Owners pay a median $747 a year in property tax, an effective rate of about 0.51% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Saline County, MO
- 2026 conforming loan limit: Saline County, NE
- 2026 conforming loan limit: Salt Lake County, UT
- 2026 conforming loan limit: Sampson County, NC
- 2026 conforming loan limit: San Augustine County, TX
- 2026 conforming loan limit: San Benito County, CA
- 2026 conforming loan limit: San Bernardino County, CA
- 2026 conforming loan limit: San Diego County, CA
Last updated 2026-10-16. Data only, not financial or tax advice.