Saline County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 8.8 times the county's median home value of $94,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $53,117 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $94,300 |
| Illinois median home value | $263,300 |
| Limit ÷ median home value | 8.83× |
| Median household income | $53,117 |
| Median home value ÷ income | 1.8× |
| Population | 23,213 |
| Median property tax paid (owners) | $1,597 |
| Effective property tax rate (approx.) | 1.69% |
| Owner-occupied homes | 72.5% |
| Home value rank in Illinois | 98 of 102 counties |
| Neighbor: Franklin County, IL | limit $832,750; median home $89,000 |
| Neighbor: Gallatin County, IL | limit $832,750; median home $82,900 |
| Neighbor: Hamilton County, IL | limit $832,750; median home $113,700 |
| Neighbor: Hardin County, IL | limit $832,750; median home $103,800 |
| Neighbor: Johnson County, IL | limit $832,750; median home $160,500 |
| Neighbor: Pope County, IL | limit $832,750; median home $143,800 |
| Neighbor: Williamson County, IL | limit $832,750; median home $156,400 |
Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Saline County's median home value is 64% below the state median of $263,300 (rank 98 of 102). Among its 7 neighboring counties, Johnson County has the highest median home value ($160,500) and Gallatin County the lowest ($82,900); all share the same loan limit. Owners pay a median $1,597 a year in property tax, an effective rate of about 1.69% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Saline County, KS
- 2026 conforming loan limit: Saline County, MO
- 2026 conforming loan limit: Saline County, NE
- 2026 conforming loan limit: Salt Lake County, UT
- 2026 conforming loan limit: Saluda County, SC
Last updated 2026-10-16. Data only, not financial or tax advice.