Sac County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.9 times the county's median home value of $141,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,838 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $141,400 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 5.89× |
| Median household income | $73,838 |
| Median home value ÷ income | 1.9× |
| Population | 9,689 |
| Median property tax paid (owners) | $1,556 |
| Effective property tax rate (approx.) | 1.10% |
| Owner-occupied homes | 78.0% |
| Home value rank in Iowa | 74 of 99 counties |
| Neighbor: Buena Vista County, IA | limit $832,750; median home $159,500 |
| Neighbor: Calhoun County, IA | limit $832,750; median home $118,800 |
| Neighbor: Carroll County, IA | limit $832,750; median home $176,000 |
| Neighbor: Cherokee County, IA | limit $832,750; median home $158,700 |
| Neighbor: Crawford County, IA | limit $832,750; median home $153,700 |
| Neighbor: Ida County, IA | limit $832,750; median home $108,900 |
| Neighbor: Pocahontas County, IA | limit $832,750; median home $98,100 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sac County's median home value is 32% below the state median of $208,000 (rank 74 of 99). Among its 7 neighboring counties, Carroll County has the highest median home value ($176,000) and Pocahontas County the lowest ($98,100); all share the same loan limit. Owners pay a median $1,556 a year in property tax, an effective rate of about 1.10% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Sabana Grande Municipio, PR
- 2026 conforming loan limit: Sabine County, TX
- 2026 conforming loan limit: Sabine Parish, LA
- 2026 conforming loan limit: Sacramento County, CA
- 2026 conforming loan limit: Sagadahoc County, ME
- 2026 conforming loan limit: Saginaw County, MI
- 2026 conforming loan limit: Saguache County, CO
- 2026 conforming loan limit: Saipan Municipality, MP
Last updated 2026-10-16. Data only, not financial or tax advice.