Sagadahoc County, Maine has a 2026 one-unit conforming loan limit of $832,750, which is 2.5 times the county's median home value of $333,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $87,806 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $333,300 |
| Maine median home value | $296,600 |
| Limit ÷ median home value | 2.50× |
| Median household income | $87,806 |
| Median home value ÷ income | 3.8× |
| Population | 37,285 |
| Median property tax paid (owners) | $3,470 |
| Effective property tax rate (approx.) | 1.04% |
| Owner-occupied homes | 77.8% |
| Home value rank in Maine | 3 of 16 counties |
| Neighbor: Androscoggin County, ME | limit $832,750; median home $252,800 |
| Neighbor: Cumberland County, ME | limit $832,750; median home $451,200 |
| Neighbor: Kennebec County, ME | limit $832,750; median home $238,200 |
| Neighbor: Lincoln County, ME | limit $832,750; median home $332,700 |
Across Maine's 16 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sagadahoc County's median home value is 12% above the state median of $296,600 (rank 3 of 16). Among its 4 neighboring counties, Cumberland County has the highest median home value ($451,200) and Kennebec County the lowest ($238,200); all share the same loan limit. Owners pay a median $3,470 a year in property tax, an effective rate of about 1.04% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Salem City, VA
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Last updated 2026-10-16. Data only, not financial or tax advice.