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2026 conforming loan limit: Rutland County, VT

Quick answer

Rutland County, Vermont has a 2026 one-unit conforming loan limit of $832,750, which is 3.6 times the county's median home value of $229,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $68,616 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$229,400
Vermont median home value$316,600
Limit ÷ median home value3.63×
Median household income$68,616
Median home value ÷ income3.3×
Population60,425
Median property tax paid (owners)$4,154
Effective property tax rate (approx.)1.81%
Owner-occupied homes75.1%
Home value rank in Vermont11 of 14 counties
Neighbor: Washington County, NYlimit $832,750; median home $196,200
Neighbor: Addison County, VTlimit $832,750; median home $361,200
Neighbor: Bennington County, VTlimit $832,750; median home $279,900
Neighbor: Windsor County, VTlimit $832,750; median home $296,400

Across Vermont's 14 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Rutland County's median home value is 28% below the state median of $316,600 (rank 11 of 14). Among its 4 neighboring counties, Addison County has the highest median home value ($361,200) and Washington County the lowest ($196,200); all share the same loan limit. Owners pay a median $4,154 a year in property tax, an effective rate of about 1.81% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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