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2026 conforming loan limit: Russell County, KS

Quick answer

Russell County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 7.0 times the county's median home value of $119,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,392 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$119,000
Kansas median home value$217,200
Limit ÷ median home value7.00×
Median household income$62,392
Median home value ÷ income1.9×
Population6,679
Median property tax paid (owners)$2,218
Effective property tax rate (approx.)1.86%
Owner-occupied homes75.1%
Home value rank in Kansas56 of 105 counties
Neighbor: Barton County, KSlimit $832,750; median home $126,400
Neighbor: Ellis County, KSlimit $832,750; median home $216,300
Neighbor: Ellsworth County, KSlimit $832,750; median home $114,900
Neighbor: Lincoln County, KSlimit $832,750; median home $96,900
Neighbor: Osborne County, KSlimit $832,750; median home $86,400
Neighbor: Rush County, KSlimit $832,750; median home $83,600

Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Russell County's median home value is 45% below the state median of $217,200 (rank 56 of 105). Among its 6 neighboring counties, Ellis County has the highest median home value ($216,300) and Rush County the lowest ($83,600); all share the same loan limit. Owners pay a median $2,218 a year in property tax, an effective rate of about 1.86% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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