Russell County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 5.0 times the county's median home value of $165,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,197 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $165,700 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 5.03× |
| Median household income | $51,197 |
| Median home value ÷ income | 3.2× |
| Population | 58,811 |
| Median property tax paid (owners) | $629 |
| Effective property tax rate (approx.) | 0.38% |
| Owner-occupied homes | 61.3% |
| Home value rank in Alabama | 25 of 67 counties |
| Neighbor: Barbour County, AL | limit $832,750; median home $112,900 |
| Neighbor: Bullock County, AL | limit $832,750; median home $81,700 |
| Neighbor: Lee County, AL | limit $832,750; median home $262,200 |
| Neighbor: Macon County, AL | limit $832,750; median home $102,000 |
| Neighbor: Chattahoochee County, GA | limit $832,750; median home $102,700 |
| Neighbor: Muscogee County, GA | limit $832,750; median home $193,900 |
| Neighbor: Stewart County, GA | limit $832,750; median home $65,100 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Russell County's median home value is 21% below the state median of $209,900 (rank 25 of 67). Among its 7 neighboring counties, Lee County has the highest median home value ($262,200) and Stewart County the lowest ($65,100); all share the same loan limit. Owners pay a median $629 a year in property tax, an effective rate of about 0.38% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Rush County, KS
- 2026 conforming loan limit: Rusk County, TX
- 2026 conforming loan limit: Rusk County, WI
- 2026 conforming loan limit: Russell County, KS
- 2026 conforming loan limit: Russell County, KY
- 2026 conforming loan limit: Russell County, VA
- 2026 conforming loan limit: Rutherford County, NC
- 2026 conforming loan limit: Rutherford County, TN
Last updated 2026-10-16. Data only, not financial or tax advice.