Rusk County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 4.9 times the county's median home value of $171,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $68,658 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $171,300 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 4.86× |
| Median household income | $68,658 |
| Median home value ÷ income | 2.5× |
| Population | 52,842 |
| Median property tax paid (owners) | $1,793 |
| Effective property tax rate (approx.) | 1.05% |
| Owner-occupied homes | 78.8% |
| Home value rank in Texas | 121 of 250 counties |
| Neighbor: Cherokee County, TX | limit $832,750; median home $169,300 |
| Neighbor: Gregg County, TX | limit $832,750; median home $203,400 |
| Neighbor: Harrison County, TX | limit $832,750; median home $180,400 |
| Neighbor: Nacogdoches County, TX | limit $832,750; median home $169,200 |
| Neighbor: Panola County, TX | limit $832,750; median home $158,100 |
| Neighbor: Shelby County, TX | limit $832,750; median home $101,500 |
| Neighbor: Smith County, TX | limit $832,750; median home $240,700 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Rusk County's median home value is 40% below the state median of $283,800 (rank 121 of 250). Among its 7 neighboring counties, Smith County has the highest median home value ($240,700) and Shelby County the lowest ($101,500); all share the same loan limit. Owners pay a median $1,793 a year in property tax, an effective rate of about 1.05% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Runnels County, TX
- 2026 conforming loan limit: Rush County, IN
- 2026 conforming loan limit: Rush County, KS
- 2026 conforming loan limit: Rusk County, WI
- 2026 conforming loan limit: Russell County, AL
- 2026 conforming loan limit: Russell County, KS
- 2026 conforming loan limit: Russell County, KY
- 2026 conforming loan limit: Russell County, VA
Last updated 2026-10-16. Data only, not financial or tax advice.