Richland County, Wisconsin has a 2026 one-unit conforming loan limit of $832,750, which is 4.2 times the county's median home value of $197,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,420 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $197,500 |
| Wisconsin median home value | $266,500 |
| Limit ÷ median home value | 4.22× |
| Median household income | $66,420 |
| Median home value ÷ income | 3.0× |
| Population | 17,205 |
| Median property tax paid (owners) | $2,735 |
| Effective property tax rate (approx.) | 1.38% |
| Owner-occupied homes | 73.9% |
| Home value rank in Wisconsin | 53 of 72 counties |
| Neighbor: Crawford County, WI | limit $832,750; median home $183,400 |
| Neighbor: Grant County, WI | limit $832,750; median home $200,700 |
| Neighbor: Iowa County, WI | limit $832,750; median home $265,000 |
| Neighbor: Sauk County, WI | limit $832,750; median home $258,600 |
| Neighbor: Vernon County, WI | limit $832,750; median home $223,800 |
Across Wisconsin's 72 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Richland County's median home value is 26% below the state median of $266,500 (rank 53 of 72). Among its 5 neighboring counties, Iowa County has the highest median home value ($265,000) and Crawford County the lowest ($183,400); all share the same loan limit. Owners pay a median $2,735 a year in property tax, an effective rate of about 1.38% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Richland County, ND
- 2026 conforming loan limit: Richland County, OH
- 2026 conforming loan limit: Richland County, SC
- 2026 conforming loan limit: Richland Parish, LA
- 2026 conforming loan limit: Richmond City, VA
- 2026 conforming loan limit: Richmond County, GA
- 2026 conforming loan limit: Richmond County, NC
- 2026 conforming loan limit: Richmond County, NY
Last updated 2026-10-16. Data only, not financial or tax advice.