Richland County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $164,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,509 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $164,800 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 5.05× |
| Median household income | $59,509 |
| Median home value ÷ income | 2.8× |
| Population | 125,099 |
| Median property tax paid (owners) | $2,061 |
| Effective property tax rate (approx.) | 1.25% |
| Owner-occupied homes | 67.9% |
| Home value rank in Ohio | 57 of 88 counties |
| Neighbor: Ashland County, OH | limit $832,750; median home $186,800 |
| Neighbor: Crawford County, OH | limit $832,750; median home $136,700 |
| Neighbor: Huron County, OH | limit $832,750; median home $166,000 |
| Neighbor: Knox County, OH | limit $832,750; median home $239,400 |
| Neighbor: Morrow County, OH | limit $832,750; median home $222,300 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Richland County's median home value is 23% below the state median of $214,800 (rank 57 of 88). Among its 5 neighboring counties, Knox County has the highest median home value ($239,400) and Crawford County the lowest ($136,700); all share the same loan limit. Owners pay a median $2,061 a year in property tax, an effective rate of about 1.25% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Richland County, IL
- 2026 conforming loan limit: Richland County, MT
- 2026 conforming loan limit: Richland County, ND
- 2026 conforming loan limit: Richland County, SC
- 2026 conforming loan limit: Richland County, WI
- 2026 conforming loan limit: Richland Parish, LA
- 2026 conforming loan limit: Richmond City, VA
- 2026 conforming loan limit: Richmond County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.