Richmond County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 4.7 times the county's median home value of $178,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $55,637 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $178,500 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 4.67× |
| Median household income | $55,637 |
| Median home value ÷ income | 3.2× |
| Population | 206,069 |
| Median property tax paid (owners) | $1,508 |
| Effective property tax rate (approx.) | 0.84% |
| Owner-occupied homes | 51.2% |
| Home value rank in Georgia | 77 of 159 counties |
| Neighbor: Burke County, GA | limit $832,750; median home $151,600 |
| Neighbor: Columbia County, GA | limit $832,750; median home $305,300 |
| Neighbor: Jefferson County, GA | limit $832,750; median home $105,400 |
| Neighbor: Mcduffie County, GA | limit $832,750; median home $170,200 |
| Neighbor: Aiken County, SC | limit $832,750; median home $218,000 |
| Neighbor: Edgefield County, SC | limit $832,750; median home $202,700 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Richmond County's median home value is 41% below the state median of $303,300 (rank 77 of 159). Among its 6 neighboring counties, Columbia County has the highest median home value ($305,300) and Jefferson County the lowest ($105,400); all share the same loan limit. Owners pay a median $1,508 a year in property tax, an effective rate of about 0.84% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Richland County, WI
- 2026 conforming loan limit: Richland Parish, LA
- 2026 conforming loan limit: Richmond City, VA
- 2026 conforming loan limit: Richmond County, NC
- 2026 conforming loan limit: Richmond County, NY
- 2026 conforming loan limit: Richmond County, VA
- 2026 conforming loan limit: Riley County, KS
- 2026 conforming loan limit: Rincon Municipio, PR
Last updated 2026-10-16. Data only, not financial or tax advice.