Richardson County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 8.3 times the county's median home value of $100,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,108 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $100,300 |
| Nebraska median home value | $238,600 |
| Limit ÷ median home value | 8.30× |
| Median household income | $60,108 |
| Median home value ÷ income | 1.7× |
| Population | 7,751 |
| Median property tax paid (owners) | $1,432 |
| Effective property tax rate (approx.) | 1.43% |
| Owner-occupied homes | 77.3% |
| Home value rank in Nebraska | 85 of 93 counties |
| Neighbor: Brown County, KS | limit $832,750; median home $118,100 |
| Neighbor: Doniphan County, KS | limit $832,750; median home $135,200 |
| Neighbor: Nemaha County, KS | limit $832,750; median home $217,200 |
| Neighbor: Holt County, MO | limit $832,750; median home $138,200 |
| Neighbor: Nemaha County, NE | limit $832,750; median home $131,700 |
| Neighbor: Pawnee County, NE | limit $832,750; median home $79,400 |
Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Richardson County's median home value is 58% below the state median of $238,600 (rank 85 of 93). Among its 6 neighboring counties, Nemaha County has the highest median home value ($217,200) and Pawnee County the lowest ($79,400); all share the same loan limit. Owners pay a median $1,432 a year in property tax, an effective rate of about 1.43% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Rice County, KS
- 2026 conforming loan limit: Rice County, MN
- 2026 conforming loan limit: Rich County, UT
- 2026 conforming loan limit: Richland County, IL
- 2026 conforming loan limit: Richland County, MT
- 2026 conforming loan limit: Richland County, ND
- 2026 conforming loan limit: Richland County, OH
- 2026 conforming loan limit: Richland County, SC
Last updated 2026-10-16. Data only, not financial or tax advice.