Rich County, Utah has a 2026 one-unit conforming loan limit of $832,750, which is 2.5 times the county's median home value of $334,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $79,009 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $334,600 |
| Utah median home value | $489,400 |
| Limit ÷ median home value | 2.49× |
| Median household income | $79,009 |
| Median home value ÷ income | 4.2× |
| Population | 2,631 |
| Median property tax paid (owners) | $859 |
| Effective property tax rate (approx.) | 0.26% |
| Owner-occupied homes | 84.7% |
| Home value rank in Utah | 18 of 29 counties |
| Neighbor: Bear Lake County, ID | limit $832,750; median home $275,000 |
| Neighbor: Franklin County, ID | limit $832,750; median home $372,600 |
| Neighbor: Cache County, UT | limit $832,750; median home $444,400 |
| Neighbor: Morgan County, UT | limit $832,750; median home $654,900 |
| Neighbor: Summit County, UT | limit $1,150,000; median home $1,067,700 |
| Neighbor: Weber County, UT | limit $832,750; median home $426,700 |
| Neighbor: Lincoln County, WY | limit $832,750; median home $372,600 |
| Neighbor: Uinta County, WY | limit $832,750; median home $290,000 |
Across Utah's 29 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,150,000, with 4 high-cost counties. Rich County's median home value is 32% below the state median of $489,400 (rank 18 of 29). Among its 8 neighboring counties, Summit County has the highest median home value ($1,067,700) and Bear Lake County the lowest ($275,000); 1 neighbor(s) have a different loan limit. Owners pay a median $859 a year in property tax, an effective rate of about 0.26% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.