Rice County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 2.6 times the county's median home value of $320,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $83,181 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $320,200 |
| Minnesota median home value | $329,300 |
| Limit ÷ median home value | 2.60× |
| Median household income | $83,181 |
| Median home value ÷ income | 3.8× |
| Population | 67,917 |
| Median property tax paid (owners) | $3,115 |
| Effective property tax rate (approx.) | 0.97% |
| Owner-occupied homes | 76.3% |
| Home value rank in Minnesota | 14 of 87 counties |
| Neighbor: Dakota County, MN | limit $832,750; median home $381,000 |
| Neighbor: Dodge County, MN | limit $832,750; median home $287,700 |
| Neighbor: Goodhue County, MN | limit $832,750; median home $285,100 |
| Neighbor: Le Sueur County, MN | limit $832,750; median home $316,500 |
| Neighbor: Scott County, MN | limit $832,750; median home $419,400 |
| Neighbor: Steele County, MN | limit $832,750; median home $245,400 |
| Neighbor: Waseca County, MN | limit $832,750; median home $220,800 |
Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Rice County's median home value is 3% below the state median of $329,300 (rank 14 of 87). Among its 7 neighboring counties, Scott County has the highest median home value ($419,400) and Waseca County the lowest ($220,800); all share the same loan limit. Owners pay a median $3,115 a year in property tax, an effective rate of about 0.97% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Richland County, MT
- 2026 conforming loan limit: Richland County, ND
Last updated 2026-10-16. Data only, not financial or tax advice.