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2026 conforming loan limit: Platte County, NE

Quick answer

Platte County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $223,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,552 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$223,900
Nebraska median home value$238,600
Limit ÷ median home value3.72×
Median household income$71,552
Median home value ÷ income3.1×
Population34,716
Median property tax paid (owners)$2,885
Effective property tax rate (approx.)1.29%
Owner-occupied homes71.6%
Home value rank in Nebraska12 of 93 counties
Neighbor: Boone County, NElimit $832,750; median home $173,700
Neighbor: Butler County, NElimit $832,750; median home $184,200
Neighbor: Colfax County, NElimit $832,750; median home $144,700
Neighbor: Madison County, NElimit $832,750; median home $208,500
Neighbor: Merrick County, NElimit $832,750; median home $175,900
Neighbor: Nance County, NElimit $832,750; median home $132,000
Neighbor: Polk County, NElimit $832,750; median home $189,900
Neighbor: Stanton County, NElimit $832,750; median home $195,400

Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Platte County's median home value is 6% below the state median of $238,600 (rank 12 of 93). Among its 8 neighboring counties, Madison County has the highest median home value ($208,500) and Nance County the lowest ($132,000); all share the same loan limit. Owners pay a median $2,885 a year in property tax, an effective rate of about 1.29% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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