Platte County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 2.4 times the county's median home value of $345,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $96,227 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $345,100 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 2.41× |
| Median household income | $96,227 |
| Median home value ÷ income | 3.6× |
| Population | 110,371 |
| Median property tax paid (owners) | $3,613 |
| Effective property tax rate (approx.) | 1.05% |
| Owner-occupied homes | 67.4% |
| Home value rank in Missouri | 1 of 115 counties |
| Neighbor: Atchison County, KS | limit $832,750; median home $145,700 |
| Neighbor: Leavenworth County, KS | limit $832,750; median home $282,900 |
| Neighbor: Wyandotte County, KS | limit $832,750; median home $172,300 |
| Neighbor: Buchanan County, MO | limit $832,750; median home $166,300 |
| Neighbor: Clay County, MO | limit $832,750; median home $275,600 |
| Neighbor: Clinton County, MO | limit $832,750; median home $226,800 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Platte County's median home value is 50% above the state median of $230,300 (rank 1 of 115). Among its 6 neighboring counties, Leavenworth County has the highest median home value ($282,900) and Atchison County the lowest ($145,700); all share the same loan limit. Owners pay a median $3,613 a year in property tax, an effective rate of about 1.05% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Piute County, UT
- 2026 conforming loan limit: Placer County, CA
- 2026 conforming loan limit: Plaquemines Parish, LA
- 2026 conforming loan limit: Platte County, NE
- 2026 conforming loan limit: Platte County, WY
- 2026 conforming loan limit: Pleasants County, WV
- 2026 conforming loan limit: Plumas County, CA
- 2026 conforming loan limit: Plymouth County, IA
Last updated 2026-10-16. Data only, not financial or tax advice.