Nassau County, Florida has a 2026 one-unit conforming loan limit of $832,750, which is 2.2 times the county's median home value of $382,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $89,804 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $382,800 |
| Florida median home value | $359,000 |
| Limit ÷ median home value | 2.18× |
| Median household income | $89,804 |
| Median home value ÷ income | 4.3× |
| Population | 97,859 |
| Median property tax paid (owners) | $2,699 |
| Effective property tax rate (approx.) | 0.71% |
| Owner-occupied homes | 82.7% |
| Home value rank in Florida | 14 of 67 counties |
| Neighbor: Baker County, FL | limit $832,750; median home $256,700 |
| Neighbor: Duval County, FL | limit $832,750; median home $303,500 |
| Neighbor: Camden County, GA | limit $832,750; median home $261,400 |
| Neighbor: Charlton County, GA | limit $832,750; median home $142,800 |
Across Florida's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $990,150, with 1 high-cost county. Nassau County's median home value is 7% above the state median of $359,000 (rank 14 of 67). Among its 4 neighboring counties, Duval County has the highest median home value ($303,500) and Charlton County the lowest ($142,800); all share the same loan limit. Owners pay a median $2,699 a year in property tax, an effective rate of about 0.71% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Napa County, CA
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- 2026 conforming loan limit: Nash County, NC
- 2026 conforming loan limit: Nassau County, NY
- 2026 conforming loan limit: Natchitoches Parish, LA
- 2026 conforming loan limit: Natrona County, WY
- 2026 conforming loan limit: Naugatuck Valley Planning Region, CT
- 2026 conforming loan limit: Navajo County, AZ
Last updated 2026-10-16. Data only, not financial or tax advice.