Naugatuck Valley Planning Region, Connecticut has a 2026 one-unit conforming loan limit of $851,000, which is 2.7 times the county's median home value of $317,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $86,191 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $851,000 |
| 2-unit limit | $1,089,450 |
| 3-unit limit | $1,316,900 |
| 4-unit limit | $1,636,550 |
| Median home value (ACS 2020–24) | $317,700 |
| Connecticut median home value | $366,900 |
| Limit ÷ median home value | 2.68× |
| Median household income | $86,191 |
| Median home value ÷ income | 3.7× |
| Population | 454,969 |
| Median property tax paid (owners) | $5,983 |
| Effective property tax rate (approx.) | 1.88% |
| Owner-occupied homes | 68.6% |
| Home value rank in Connecticut | 8 of 9 counties |
| Neighbor: Capitol Planning Region, CT | limit $832,750; median home $323,700 |
| Neighbor: Greater Bridgeport Planning Region, CT | limit $977,500; median home $428,800 |
| Neighbor: Northwest Hills Planning Region, CT | limit $832,750; median home $335,600 |
| Neighbor: South Central Connecticut Planning Region, CT | limit $832,750; median home $353,100 |
| Neighbor: Western Connecticut Planning Region, CT | limit $977,500; median home $652,900 |
Across Connecticut's 9 counties, FHFA's 2026 one-unit limits range from $832,750 to $977,500, with 3 high-cost counties. Naugatuck Valley Planning Region's median home value is 13% below the state median of $366,900 (rank 8 of 9). Among its 5 neighboring counties, Western Connecticut Planning Region has the highest median home value ($652,900) and Capitol Planning Region the lowest ($323,700); 5 neighbor(s) have a different loan limit. Owners pay a median $5,983 a year in property tax, an effective rate of about 1.88% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.