Navajo County, Arizona has a 2026 one-unit conforming loan limit of $832,750, which is 4.1 times the county's median home value of $201,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,606 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $201,500 |
| Arizona median home value | $394,500 |
| Limit ÷ median home value | 4.13× |
| Median household income | $54,606 |
| Median home value ÷ income | 3.7× |
| Population | 108,415 |
| Median property tax paid (owners) | $1,195 |
| Effective property tax rate (approx.) | 0.59% |
| Owner-occupied homes | 73.2% |
| Home value rank in Arizona | 12 of 15 counties |
| Neighbor: Apache County, AZ | limit $832,750; median home $63,700 |
| Neighbor: Coconino County, AZ | limit $832,750; median home $448,000 |
| Neighbor: Gila County, AZ | limit $832,750; median home $269,400 |
| Neighbor: Graham County, AZ | limit $832,750; median home $212,000 |
| Neighbor: San Juan County, UT | limit $832,750; median home $224,200 |
Across Arizona's 15 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Navajo County's median home value is 49% below the state median of $394,500 (rank 12 of 15). Among its 5 neighboring counties, Coconino County has the highest median home value ($448,000) and Apache County the lowest ($63,700); all share the same loan limit. Owners pay a median $1,195 a year in property tax, an effective rate of about 0.59% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.