Nelson County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 6.0 times the county's median home value of $139,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,193 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $139,700 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 5.96× |
| Median household income | $67,193 |
| Median home value ÷ income | 2.1× |
| Population | 3,016 |
| Median property tax paid (owners) | $1,044 |
| Effective property tax rate (approx.) | 0.75% |
| Owner-occupied homes | 75.1% |
| Home value rank in North Dakota | 33 of 53 counties |
| Neighbor: Benson County, ND | limit $832,750; median home $90,000 |
| Neighbor: Eddy County, ND | limit $832,750; median home $124,000 |
| Neighbor: Grand Forks County, ND | limit $832,750; median home $252,700 |
| Neighbor: Griggs County, ND | limit $832,750; median home $119,300 |
| Neighbor: Ramsey County, ND | limit $832,750; median home $199,300 |
| Neighbor: Steele County, ND | limit $832,750; median home $130,700 |
| Neighbor: Walsh County, ND | limit $832,750; median home $132,700 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Nelson County's median home value is 44% below the state median of $249,900 (rank 33 of 53). Among its 7 neighboring counties, Grand Forks County has the highest median home value ($252,700) and Benson County the lowest ($90,000); all share the same loan limit. Owners pay a median $1,044 a year in property tax, an effective rate of about 0.75% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.