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2026 conforming loan limit: Nash County, NC

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Nash County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 4.4 times the county's median home value of $191,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,426 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$191,000
North Carolina median home value$288,900
Limit ÷ median home value4.36×
Median household income$62,426
Median home value ÷ income3.1×
Population96,216
Median property tax paid (owners)$1,362
Effective property tax rate (approx.)0.71%
Owner-occupied homes63.6%
Home value rank in North Carolina66 of 100 counties
Neighbor: Edgecombe County, NClimit $832,750; median home $125,100
Neighbor: Franklin County, NClimit $832,750; median home $284,300
Neighbor: Halifax County, NClimit $832,750; median home $106,200
Neighbor: Johnston County, NClimit $832,750; median home $305,600
Neighbor: Wake County, NClimit $832,750; median home $461,300
Neighbor: Warren County, NClimit $832,750; median home $154,200
Neighbor: Wilson County, NClimit $832,750; median home $186,000

Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Nash County's median home value is 34% below the state median of $288,900 (rank 66 of 100). Among its 7 neighboring counties, Wake County has the highest median home value ($461,300) and Halifax County the lowest ($106,200); all share the same loan limit. Owners pay a median $1,362 a year in property tax, an effective rate of about 0.71% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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