Millard County, Utah has a 2026 one-unit conforming loan limit of $832,750, which is 2.9 times the county's median home value of $284,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,639 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $284,700 |
| Utah median home value | $489,400 |
| Limit ÷ median home value | 2.93× |
| Median household income | $73,639 |
| Median home value ÷ income | 3.9× |
| Population | 13,315 |
| Median property tax paid (owners) | $1,454 |
| Effective property tax rate (approx.) | 0.51% |
| Owner-occupied homes | 81.8% |
| Home value rank in Utah | 22 of 29 counties |
| Neighbor: Lincoln County, NV | limit $832,750; median home $219,500 |
| Neighbor: White Pine County, NV | limit $832,750; median home $220,000 |
| Neighbor: Beaver County, UT | limit $832,750; median home $283,700 |
| Neighbor: Juab County, UT | limit $832,750; median home $425,400 |
| Neighbor: Sanpete County, UT | limit $832,750; median home $347,200 |
| Neighbor: Sevier County, UT | limit $832,750; median home $311,200 |
Across Utah's 29 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,150,000, with 4 high-cost counties. Millard County's median home value is 42% below the state median of $489,400 (rank 22 of 29). Among its 6 neighboring counties, Juab County has the highest median home value ($425,400) and Lincoln County the lowest ($219,500); all share the same loan limit. Owners pay a median $1,454 a year in property tax, an effective rate of about 0.51% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Midland County, TX
- 2026 conforming loan limit: Mifflin County, PA
- 2026 conforming loan limit: Milam County, TX
- 2026 conforming loan limit: Mille Lacs County, MN
- 2026 conforming loan limit: Miller County, AR
- 2026 conforming loan limit: Miller County, GA
- 2026 conforming loan limit: Miller County, MO
- 2026 conforming loan limit: Mills County, IA
Last updated 2026-10-16. Data only, not financial or tax advice.