Midland County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 2.7 times the county's median home value of $312,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $92,874 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $312,700 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 2.66× |
| Median household income | $92,874 |
| Median home value ÷ income | 3.4× |
| Population | 174,801 |
| Median property tax paid (owners) | $3,832 |
| Effective property tax rate (approx.) | 1.23% |
| Owner-occupied homes | 67.6% |
| Home value rank in Texas | 25 of 250 counties |
| Neighbor: Andrews County, TX | limit $832,750; median home $195,700 |
| Neighbor: Ector County, TX | limit $832,750; median home $200,200 |
| Neighbor: Glasscock County, TX | limit $832,750; median home $245,200 |
| Neighbor: Martin County, TX | limit $832,750; median home $174,800 |
| Neighbor: Reagan County, TX | limit $832,750; median home $171,500 |
| Neighbor: Upton County, TX | limit $832,750; median home $109,000 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Midland County's median home value is 10% above the state median of $283,800 (rank 25 of 250). Among its 6 neighboring counties, Glasscock County has the highest median home value ($245,200) and Upton County the lowest ($109,000); all share the same loan limit. Owners pay a median $3,832 a year in property tax, an effective rate of about 1.23% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Middlesex County, NJ
- 2026 conforming loan limit: Middlesex County, VA
- 2026 conforming loan limit: Midland County, MI
- 2026 conforming loan limit: Mifflin County, PA
- 2026 conforming loan limit: Milam County, TX
- 2026 conforming loan limit: Millard County, UT
- 2026 conforming loan limit: Mille Lacs County, MN
- 2026 conforming loan limit: Miller County, AR
Last updated 2026-10-16. Data only, not financial or tax advice.