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2026 conforming loan limit: Lyon County, MN

Quick answer

Lyon County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 4.1 times the county's median home value of $200,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $75,303 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$200,700
Minnesota median home value$329,300
Limit ÷ median home value4.15×
Median household income$75,303
Median home value ÷ income2.7×
Population25,503
Median property tax paid (owners)$2,126
Effective property tax rate (approx.)1.06%
Owner-occupied homes72.5%
Home value rank in Minnesota55 of 87 counties
Neighbor: Lincoln County, MNlimit $832,750; median home $164,400
Neighbor: Murray County, MNlimit $832,750; median home $185,400
Neighbor: Pipestone County, MNlimit $832,750; median home $140,200
Neighbor: Redwood County, MNlimit $832,750; median home $158,200
Neighbor: Yellow Medicine County, MNlimit $832,750; median home $154,700

Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lyon County's median home value is 39% below the state median of $329,300 (rank 55 of 87). Among its 5 neighboring counties, Murray County has the highest median home value ($185,400) and Pipestone County the lowest ($140,200); all share the same loan limit. Owners pay a median $2,126 a year in property tax, an effective rate of about 1.06% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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