Lincoln County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 5.0 times the county's median home value of $166,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,216 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $166,500 |
| Oklahoma median home value | $199,800 |
| Limit ÷ median home value | 5.00× |
| Median household income | $62,216 |
| Median home value ÷ income | 2.7× |
| Population | 34,219 |
| Median property tax paid (owners) | $935 |
| Effective property tax rate (approx.) | 0.56% |
| Owner-occupied homes | 80.3% |
| Home value rank in Oklahoma | 24 of 77 counties |
| Neighbor: Creek County, OK | limit $832,750; median home $182,100 |
| Neighbor: Logan County, OK | limit $832,750; median home $246,700 |
| Neighbor: Okfuskee County, OK | limit $832,750; median home $115,900 |
| Neighbor: Oklahoma County, OK | limit $832,750; median home $222,900 |
| Neighbor: Payne County, OK | limit $832,750; median home $223,300 |
| Neighbor: Pottawatomie County, OK | limit $832,750; median home $165,400 |
Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lincoln County's median home value is 17% below the state median of $199,800 (rank 24 of 77). Among its 6 neighboring counties, Logan County has the highest median home value ($246,700) and Okfuskee County the lowest ($115,900); all share the same loan limit. Owners pay a median $935 a year in property tax, an effective rate of about 0.56% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Lincoln County, NE
- 2026 conforming loan limit: Lincoln County, NM
- 2026 conforming loan limit: Lincoln County, NV
- 2026 conforming loan limit: Lincoln County, OR
- 2026 conforming loan limit: Lincoln County, SD
- 2026 conforming loan limit: Lincoln County, TN
- 2026 conforming loan limit: Lincoln County, WA
- 2026 conforming loan limit: Lincoln County, WI
Last updated 2026-10-16. Data only, not financial or tax advice.