Lincoln County, Oregon has a 2026 one-unit conforming loan limit of $832,750, which is 2.0 times the county's median home value of $410,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,165 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $410,800 |
| Oregon median home value | $477,600 |
| Limit ÷ median home value | 2.03× |
| Median household income | $63,165 |
| Median home value ÷ income | 6.5× |
| Population | 50,964 |
| Median property tax paid (owners) | $3,322 |
| Effective property tax rate (approx.) | 0.81% |
| Owner-occupied homes | 71.5% |
| Home value rank in Oregon | 16 of 36 counties |
| Neighbor: Benton County, OR | limit $832,750; median home $513,000 |
| Neighbor: Lane County, OR | limit $832,750; median home $430,600 |
| Neighbor: Polk County, OR | limit $832,750; median home $454,700 |
| Neighbor: Tillamook County, OR | limit $832,750; median home $430,200 |
Across Oregon's 36 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lincoln County's median home value is 14% below the state median of $477,600 (rank 16 of 36). Among its 4 neighboring counties, Benton County has the highest median home value ($513,000) and Tillamook County the lowest ($430,200); all share the same loan limit. Owners pay a median $3,322 a year in property tax, an effective rate of about 0.81% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Lincoln County, NM
- 2026 conforming loan limit: Lincoln County, NV
- 2026 conforming loan limit: Lincoln County, OK
- 2026 conforming loan limit: Lincoln County, SD
- 2026 conforming loan limit: Lincoln County, TN
- 2026 conforming loan limit: Lincoln County, WA
- 2026 conforming loan limit: Lincoln County, WI
- 2026 conforming loan limit: Lincoln County, WV
Last updated 2026-10-16. Data only, not financial or tax advice.