Lincoln County, Nevada has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $219,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $72,307 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $219,500 |
| Nevada median home value | $435,400 |
| Limit ÷ median home value | 3.79× |
| Median household income | $72,307 |
| Median home value ÷ income | 3.0× |
| Population | 4,405 |
| Median property tax paid (owners) | $1,126 |
| Effective property tax rate (approx.) | 0.51% |
| Owner-occupied homes | 75.0% |
| Home value rank in Nevada | 12 of 17 counties |
| Neighbor: Mohave County, AZ | limit $832,750; median home $281,000 |
| Neighbor: Clark County, NV | limit $832,750; median home $431,000 |
| Neighbor: Nye County, NV | limit $832,750; median home $290,900 |
| Neighbor: White Pine County, NV | limit $832,750; median home $220,000 |
| Neighbor: Beaver County, UT | limit $832,750; median home $283,700 |
| Neighbor: Iron County, UT | limit $832,750; median home $379,000 |
| Neighbor: Millard County, UT | limit $832,750; median home $284,700 |
| Neighbor: Washington County, UT | limit $832,750; median home $510,700 |
Across Nevada's 17 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lincoln County's median home value is 50% below the state median of $435,400 (rank 12 of 17). Among its 8 neighboring counties, Washington County has the highest median home value ($510,700) and White Pine County the lowest ($220,000); all share the same loan limit. Owners pay a median $1,126 a year in property tax, an effective rate of about 0.51% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Lincoln County, NC
- 2026 conforming loan limit: Lincoln County, NE
- 2026 conforming loan limit: Lincoln County, NM
- 2026 conforming loan limit: Lincoln County, OK
- 2026 conforming loan limit: Lincoln County, OR
- 2026 conforming loan limit: Lincoln County, SD
- 2026 conforming loan limit: Lincoln County, TN
- 2026 conforming loan limit: Lincoln County, WA
Last updated 2026-10-16. Data only, not financial or tax advice.