Lincoln County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 4.4 times the county's median home value of $189,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,148 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $189,500 |
| Nebraska median home value | $238,600 |
| Limit ÷ median home value | 4.39× |
| Median household income | $65,148 |
| Median home value ÷ income | 2.9× |
| Population | 33,802 |
| Median property tax paid (owners) | $2,788 |
| Effective property tax rate (approx.) | 1.47% |
| Owner-occupied homes | 65.6% |
| Home value rank in Nebraska | 26 of 93 counties |
| Neighbor: Custer County, NE | limit $832,750; median home $157,800 |
| Neighbor: Dawson County, NE | limit $832,750; median home $166,200 |
| Neighbor: Frontier County, NE | limit $832,750; median home $149,800 |
| Neighbor: Hayes County, NE | limit $832,750; median home $128,100 |
| Neighbor: Keith County, NE | limit $832,750; median home $168,000 |
| Neighbor: Logan County, NE | limit $832,750; median home $175,000 |
| Neighbor: Mcpherson County, NE | limit $832,750; median home $121,600 |
| Neighbor: Perkins County, NE | limit $832,750; median home $157,200 |
Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lincoln County's median home value is 21% below the state median of $238,600 (rank 26 of 93). Among its 8 neighboring counties, Logan County has the highest median home value ($175,000) and Mcpherson County the lowest ($121,600); all share the same loan limit. Owners pay a median $2,788 a year in property tax, an effective rate of about 1.47% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Lincoln County, MS
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- 2026 conforming loan limit: Lincoln County, NC
- 2026 conforming loan limit: Lincoln County, NM
- 2026 conforming loan limit: Lincoln County, NV
- 2026 conforming loan limit: Lincoln County, OK
- 2026 conforming loan limit: Lincoln County, OR
- 2026 conforming loan limit: Lincoln County, SD
Last updated 2026-10-16. Data only, not financial or tax advice.