Lincoln County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $164,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $69,694 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $164,400 |
| Minnesota median home value | $329,300 |
| Limit ÷ median home value | 5.07× |
| Median household income | $69,694 |
| Median home value ÷ income | 2.4× |
| Population | 5,603 |
| Median property tax paid (owners) | $1,574 |
| Effective property tax rate (approx.) | 0.96% |
| Owner-occupied homes | 81.4% |
| Home value rank in Minnesota | 70 of 87 counties |
| Neighbor: Lyon County, MN | limit $832,750; median home $200,700 |
| Neighbor: Pipestone County, MN | limit $832,750; median home $140,200 |
| Neighbor: Yellow Medicine County, MN | limit $832,750; median home $154,700 |
| Neighbor: Brookings County, SD | limit $832,750; median home $264,600 |
| Neighbor: Deuel County, SD | limit $832,750; median home $205,900 |
| Neighbor: Moody County, SD | limit $832,750; median home $226,500 |
Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lincoln County's median home value is 50% below the state median of $329,300 (rank 70 of 87). Among its 6 neighboring counties, Brookings County has the highest median home value ($264,600) and Pipestone County the lowest ($140,200); all share the same loan limit. Owners pay a median $1,574 a year in property tax, an effective rate of about 0.96% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Lincoln County, KS
- 2026 conforming loan limit: Lincoln County, KY
- 2026 conforming loan limit: Lincoln County, ME
- 2026 conforming loan limit: Lincoln County, MO
- 2026 conforming loan limit: Lincoln County, MS
- 2026 conforming loan limit: Lincoln County, MT
- 2026 conforming loan limit: Lincoln County, NC
- 2026 conforming loan limit: Lincoln County, NE
Last updated 2026-10-16. Data only, not financial or tax advice.