Lincoln County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 8.6 times the county's median home value of $96,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,500 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $96,900 |
| Kansas median home value | $217,200 |
| Limit ÷ median home value | 8.59× |
| Median household income | $57,500 |
| Median home value ÷ income | 1.7× |
| Population | 2,923 |
| Median property tax paid (owners) | $1,419 |
| Effective property tax rate (approx.) | 1.46% |
| Owner-occupied homes | 80.4% |
| Home value rank in Kansas | 82 of 105 counties |
| Neighbor: Ellsworth County, KS | limit $832,750; median home $114,900 |
| Neighbor: Mitchell County, KS | limit $832,750; median home $133,800 |
| Neighbor: Osborne County, KS | limit $832,750; median home $86,400 |
| Neighbor: Ottawa County, KS | limit $832,750; median home $166,000 |
| Neighbor: Russell County, KS | limit $832,750; median home $119,000 |
| Neighbor: Saline County, KS | limit $832,750; median home $179,600 |
Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lincoln County's median home value is 55% below the state median of $217,200 (rank 82 of 105). Among its 6 neighboring counties, Saline County has the highest median home value ($179,600) and Osborne County the lowest ($86,400); all share the same loan limit. Owners pay a median $1,419 a year in property tax, an effective rate of about 1.46% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Lincoln County, CO
- 2026 conforming loan limit: Lincoln County, GA
- 2026 conforming loan limit: Lincoln County, ID
- 2026 conforming loan limit: Lincoln County, KY
- 2026 conforming loan limit: Lincoln County, ME
- 2026 conforming loan limit: Lincoln County, MN
- 2026 conforming loan limit: Lincoln County, MO
- 2026 conforming loan limit: Lincoln County, MS
Last updated 2026-10-16. Data only, not financial or tax advice.