Lincoln County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 5.0 times the county's median home value of $165,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $56,907 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $165,900 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 5.02× |
| Median household income | $56,907 |
| Median home value ÷ income | 2.9× |
| Population | 7,854 |
| Median property tax paid (owners) | $1,643 |
| Effective property tax rate (approx.) | 0.99% |
| Owner-occupied homes | 76.6% |
| Home value rank in Georgia | 83 of 159 counties |
| Neighbor: Columbia County, GA | limit $832,750; median home $305,300 |
| Neighbor: Elbert County, GA | limit $832,750; median home $142,000 |
| Neighbor: Mcduffie County, GA | limit $832,750; median home $170,200 |
| Neighbor: Wilkes County, GA | limit $832,750; median home $122,700 |
| Neighbor: Mccormick County, SC | limit $832,750; median home $168,700 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lincoln County's median home value is 45% below the state median of $303,300 (rank 83 of 159). Among its 5 neighboring counties, Columbia County has the highest median home value ($305,300) and Wilkes County the lowest ($122,700); all share the same loan limit. Owners pay a median $1,643 a year in property tax, an effective rate of about 0.99% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Limestone County, TX
- 2026 conforming loan limit: Lincoln County, AR
- 2026 conforming loan limit: Lincoln County, CO
- 2026 conforming loan limit: Lincoln County, ID
- 2026 conforming loan limit: Lincoln County, KS
- 2026 conforming loan limit: Lincoln County, KY
- 2026 conforming loan limit: Lincoln County, ME
- 2026 conforming loan limit: Lincoln County, MN
Last updated 2026-10-16. Data only, not financial or tax advice.