Lincoln County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 7.7 times the county's median home value of $108,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,778 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $108,000 |
| Arkansas median home value | $188,000 |
| Limit ÷ median home value | 7.71× |
| Median household income | $51,778 |
| Median home value ÷ income | 2.1× |
| Population | 12,950 |
| Median property tax paid (owners) | $566 |
| Effective property tax rate (approx.) | 0.52% |
| Owner-occupied homes | 76.1% |
| Home value rank in Arkansas | 55 of 75 counties |
| Neighbor: Arkansas County, AR | limit $832,750; median home $138,100 |
| Neighbor: Cleveland County, AR | limit $832,750; median home $137,600 |
| Neighbor: Desha County, AR | limit $832,750; median home $90,900 |
| Neighbor: Drew County, AR | limit $832,750; median home $140,800 |
| Neighbor: Jefferson County, AR | limit $832,750; median home $113,400 |
Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lincoln County's median home value is 43% below the state median of $188,000 (rank 55 of 75). Among its 5 neighboring counties, Drew County has the highest median home value ($140,800) and Desha County the lowest ($90,900); all share the same loan limit. Owners pay a median $566 a year in property tax, an effective rate of about 0.52% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Licking County, OH
- 2026 conforming loan limit: Limestone County, AL
- 2026 conforming loan limit: Limestone County, TX
- 2026 conforming loan limit: Lincoln County, CO
- 2026 conforming loan limit: Lincoln County, GA
- 2026 conforming loan limit: Lincoln County, ID
- 2026 conforming loan limit: Lincoln County, KS
- 2026 conforming loan limit: Lincoln County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.